5 Phenomenally Fabulous Birthday Presents for Her

She’s too fussy. She has everything. She has expensive taste. Uh oh. Panic sets in and alarm bells ring as you rack every last cell in your brain trying to think of an appropriate birthday gift for her, whether she’s your mum, partner, sister, best friend or grandma.

Socks? Cliché. Perfume? Boring. Chocolates? Definitely, definitely not.

Think outside the box. What’s she going to remember more: some toiletries you picked up at the last minute or something you spent the time creating for her? It’s a no brainer. Everyone has a thoughtful side – even you!

When a loved one’s birthday is looming, the idea of choosing a unique gift can baffle many of us. It’s not always easy to avoid the clichéd birthday ideas for her. But there is a solution. Read on and avoid giving woolly socks or a bunch of posies for the tenth year in a row. So…

Consider personalised birthday gifts for her. Meaningful, fun and imaginative, all at once, there are personalised gifts galore, the truest gifts of love… the best presents for expressing your heartfelt emotions… presents that will add life to celebrations… gifts that come straight from your heart. Enough said. So what’s up for grabs?

5.) Engraved compact mirrors. This has to be one of the loveliest personalised birthday gift ideas for her. There are oodles to choose from, including silver compact mirrors, crystal compact mirrors, Swarovski crystal compact mirrors and even mirrors featuring handbag designs. Once you’ve chosen your mirror, add your own message to it to create an unforgettable gift.

4.) Personalised Champagne. Okay, so realistically, what lady in her right mind would turn down a bottle of bubbly on her birthday, especially one featuring her name on the bottle label? So go on; pop the cork on a bottle of personalised champers to celebrate her birthday!

3.) Engraved champagne flutes. What girl wouldn’t enjoy drinking her bubbly in an elegant flute emblazoned with her name plus a special message from you? Classy and stylish, you can add your own message to these birthday gifts for women… the perfect way to enhance the enjoyment of the much-loved sparkling tipple.

2.) Personalised birthday mugs. When it’s a loved one’s birthday, you need to tell her she means lots to you, that you appreciate her presence in the world. Celebrate her arrival on this planet with an exclusive birthday mug, personalised with her name, age or even a special message. Young or old, personalised mugs make incredibly unique birthday gifts for her!

1.) Gourmet food hampers. These make super-scrummy gifts for her birthday – wicker baskets chock-full with sweet and savoury treasures, from olives and marmalades to chocolate and bottles of vino. An extremely edible, incredible birthday wish she’ll never forget. What’s more, you can personalise the bottle label with her name along with a special message.

Sheryl Sandberg’s Timeline: Past, Present – And Future

She’s a blazing star in every sense of the word. At 43, Sheryl Sandberg’s life story reads like a bestselling novel. Now that Sheryl joined the billionaires’ club when Facebook went public earlier this year, what will her future bring?

Timeline, Facebook’s life story feature, received a lot of attention when it debuted in 2012, but it only covers the past and present. Does Sheryl’s own timeline include a future element? If so, how does she plan to invest her time, energy, and passion among the big buckets of work, family, friends, education, and service?

If Sheryl mapped out her work and service lives, from when she graduated from college in 1991 to her future senior years, it might have looked like this:

Life Title: WOMEN LEAD THE WAY

First Twenty Years – Ages 1-20 (1969-1988) – Laying the Groundwork

Grew up in Florida, always at the top of class. Attended Harvard College, majoring in Economics. Met professor Larry Summers, who became mentor and thesis advisor. Graduated from Harvard in 1991 and awarded Phi Beta Kappa.

Second Twenty Years – Ages 21-40 (1989-2008) – Building Public and Private Sector Foundation

Public Sector – Work at World Bank from 1991 to 1993, concentrating on health projects in emerging countries. Work as Chief of Staff to U.S. Secretary of the Treasury Larry Summers in Clinton Administration in Washington D.C. from 1996 to 2001.

Private Sector – Graduate from Harvard Business School in 1995 at age 27 as a Baker Scholar, the highest distinction. Work at McKinsey for one year as a management consultant. Leave private sector to work in White House for several years. Return to private sector in 2001 to join Google in Silicon Valley as Vice President of Online Sales and help start Google’s philanthropic arm, Google.org. Hired by Mark Zuckerberg to become chief operating officer at social media giant Facebook in 2008. Mentored Mark. Became national spokesperson for women in business.

Third Twenty Years – Ages 41-60 (2009-2028) – Putting It All Together

Help take Facebook public in 2012. Become a billionaire on paper at age 42. Facebook stock tumbles after the IPO. (The facts so far – now for the future imagined… ) Orchestrate a successful online advertising strategy that leads to strong revenue growth and a stock recovery. Leave Facebook in 2014 to create Women in Politics think tank. Write a memoir/activist book about women in business at age 46. Run for U.S. Senate in seat for California vacated by Barbara Boxer in 2016 at age 48.

As U.S. Senator, champion landmark bill to integrate solar panels into rooftops for all new housing construction. Run for President in 2024 at age 56. Become the first woman President of the United States. Pass Equal Pay Act to remove final institutional barriers to equal pay for equal work. Put Elizabeth Warren on the Supreme Court.

Fourth Twenty Years – Ages 61-80 (2029-2048) – Redefining the Post-Presidency

Second term as President of United States from 2029-2033. Pass Education Act to revamp K-12 public education to global leadership standards. After the presidency, start a foundation for encouraging women to campaign for peace in the Middle East. Travel the world to encourage and support women running for political office.

Fifth Twenty Years – Ages 81-100 (2049-2068) – Life Re-Imagined

Become an American Association of Retired Persons advocate for aging well through lifelong learning. Focus on use of virtual classroom training to foster global learning communities.

Graphic of Sheryl Sandberg’s Timeline

For some people, it’s easy to predict what their future will bring based on looking at their past and present. For others, it’s not so clear. One thing’s for sure; people who are able to imagine and articulate a positive future for themselves are far more likely to make it happen. What’s on Sheryl’s private life map? She hasn’t told us, but we bet that if she does put the U.S. Presidency on her life map, she just might get there.

Debt Negotiation – Basic facts you should know!

Debt is something each one of us has to deal with. With the current tools we have in our hands for spending, there is not dearth of instances which will land us in debt. Debt can be comfortable to pay off, so far as it is manageable, otherwise it might turn out to be quite a nightmare. Paying off debt is another part and paying off the interest on the debt is a different matter all together. The more you are unable to pay, more you will keep going down in the debt bog. But this is not the end, you can solve all your debt problems if you can approach the perfect help in time.

So what is the solution you have to pay off the debt like an honest person? You have several solutions, but if you are currently facing bankruptcy, you can try debt negotiation, with the help of debt negotiation you can pay off at least the loan amount without the interest.

Whom do I approach of debt negotiation and how will they begin? There are debt negotiation services to do this job for you. It is their regular work, they regularly and successfully help out a lot of people who are in a financial mess like you. They cannot promise you instant respite, debt negotiation takes some time, since they have to study your case and negotiate the final debt amount with the credit companies, but they will surely help you out.

What is the immediate benefit of going through the debt negotiation process? The immediate benefit is that you stop receiving phone calls for payment of your debts. You also stop making payments to the creditors, and instead you start making payments to the negotiation services. The amount to be paid generally is decided by the debt negotiation services.

What will be the next step in debt negotiation? The next step in debt negotiation is that the creditors will make a study of all your financial reports, the debt negotiation services will show them enough proof that you do not have enough assets or no assets to cover up your debt amount, neither do you earn so much that you would be able to repay the debt. Any further pressure on your financial state would mean bankruptcy for you.

How do the creditors react to these reports? debt negotiation means negotiating the final debt amount with the creditors, this is the reason why debt negotiation brings you respite. Creditors agree to forego more than 40% to 50% of the total amount because they feel that they should get back at least some part of money, since they would not get any repayment if you went bankrupt. So all in all it is extremely profitable for you and you will be able to repay the loan a lot faster than you were paying before.

I was paying the debt negotiation services some amount each month, what is to be done with that money? debt negotiation services are the ones who will play middleman to reduce your total debt amount, the money you have been paying in the account of the debt negotiation services will be used by these services towards paying off the debt. It the loan amount is more than what has been collected so far, then you might be require to pay off the creditors for some more months, but it should not be a hassle for you anymore since the debt amount has been reasonably reduced.

Check these links to learn more:


http://www.commercialdebtcounseling.com

http://www.commercialdebtcounseling.com/business/business-y/business-index.shtml